Despite suffering severe physical and emotional trauma, many dog attack victims still have reservations about seeking financial compensation for their injuries. Typically, this is because they assume that filing a claim means seeking financial compensation directly from the dog’s owner, who may be a neighbor or friend. However, similar to other types of accident claims, dog attack cases are usually resolved through insurance. Homeowner’s insurance policies cover liability for dog attacks, and many dog owners purchase additional coverage specifically to ensure that compensation will be available in the event that their dog attacks unexpectedly.
Homeowner’s insurance covers all financial and non-financial losses resulting from dog attacks. This includes current and future:
- Diagnostic, treatment, surgical, rehabilitative and other medical costs
- Medical supplies, prescription pain and antiviral medications, and other out-of-pocket expenses
- Psychological and psychiatric counseling costs
- Loss of income and loss of future earning capacity
- Pain, suffering, and emotional trauma
- Loss of enjoyment of life and other forms of non-economic harm
Have you or your child been attacked by a dog in South Carolina? If so, we urge you to seek medical treatment right away, and we invite you to contact us for a free consultation about your legal rights. The long-term effects of dog attacks can be substantial, and seeking professional help is the first step toward getting back to your normal life.