Hit & Run and Uninsured Motorist Accidents – Sumter & Columbia, SC

Whether you were involved in a hit-and-run accident or the driver who hit you stopped at the scene only to tell you that he or she was uninsured, you are facing a difficult road to recovery. But, you have options. And with the help of an experienced attorney, you can recover financial compensation for your accident-related losses.

In order to maximize your chances of success, it is important that you speak with an attorney as soon as possible. With offices in Sumter and Columbia, attorney Marc Brown represents clients in hit-and-run and uninsured motorist accidents throughout South Carolina. When you contact us about your case, Marc will explain your legal rights and launch an investigation promptly, and he will rely on his experience to pursue all available sources of financial recovery on your behalf.

How Can You Recover Financial Compensation for a Hit-and-Run or Uninsured Motorist Accident?

When it comes to recovering financial compensation for a hit-and-run or uninsured motorist accident, there are a number of potential options available. These include:

1. Identifying the Hit-and-Run Driver

If you were injured in a hit-and-run accident, you should not write off the possibility of identifying the driver who hit you. There are many different types of evidence that can be used to identify hit-and-run drivers. In many cases, it will be possible to piece together evidence from multiple sources in order to determine who hit you.

With this in mind, you should record any details you can remember about the other vehicle (even a partial license plate number can be helpful), and you should make note of whether anyone witnessed the accident and may be able to provide additional information. When attorney Marc Brown investigates your case, he will look for traffic camera footage and any other sources of evidence that may be available as well.

2. Uncovering the Driver’s Insurance Coverage

Sometimes, drivers say they are uninsured because they don’t want to have a claim filed against their policy. If the driver who hit you claimed to be uninsured, one of the first steps Marc will take will be to confirm whether this is really the case. If it isn’t, you can pursue a fault-based insurance claim just as you would under normal circumstances.

3. Filing a Claim with Your Insurance Company

If it isn’t possible to identify the hit-and-run driver or the driver who hit you truly is uninsured, then another option you have is to file a claim with your own auto insurance company. You can file a MedPay claim to help cover your medical expenses. And if you have the coverage, you can file an uninsured motorist (UM or UIM) claim to seek additional compensation. If you have uninsured motorist coverage for more than one vehicle, you may also be able to “stack” your coverage in order to increase your total financial recovery.

While MedPay is no-fault insurance, filing a successful uninsured motorist claim requires evidence of fault. Additionally, while you can simply submit your medical bills to receive reimbursement through MedPay (or at least this should be the case), you will need to prove your immediate and long-term losses in order to secure uninsured motorist coverage. For these reasons, even though you will be dealing with your own insurance company, it is still highly advisable to work with an experienced auto accident attorney.

4. Filing a “Third-Party” Claim

Another option that you may have is to file a “third-party” claim based on someone else’s negligence or a product defect. For example, if a hit-and-run driver forced you off of the road where there was no guard rail or an inadequate shoulder, you may be entitled to compensation from the government agency that is responsible for the road. Additionally, if you crashed or were injured as the result of an issue with your car (such as defective brakes or a defective airbag), then you could have a claim against your vehicle’s manufacturer.

Get Legal Help Today

For more information about your options for recovering financial compensation, schedule a free initial consultation with South Carolina hit and run attorney, Marc Brown.

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