After a worker is involved in an on-the-job accident, it’s important that they report the accident to their supervisor and ask for medical care for their injuries right away. Failure to provide an employer with notice of injury within the required time frame (within 90 days) can be a bar to a claim for workers’ compensation benefits.
Once an employer has been provided with notice of a worker’s injury, the claims process should be initiated by the employer, who has the responsibility of reporting your accident to the insurer. Through workers’ compensation insurance, an injured worker can receive coverage for the full value of all necessary and reasonable medical expenses, as well as a portion of their lost wages should the injury result in more than seven days of missed work. The injured worker is also entitled to additional compensation if they receive a permanent impairment or disability rating related to the work injury.